• Peter J. McBreen & Associates, Inc.

    WEBSITE PRIVACY POLICY

    Last Updated: May 23, 2020

     

    Peter J. McBreen & Associates, Inc. values your privacy. This Privacy Policy ("Privacy Policy") describes how Peter J. McBreen & Associates, Inc. collects, uses, shares, and otherwise processes personally identifiable information ("Personal Data") collected through our website ("Site").

     

    Collection of Personal Data

     

    We may collect the following categories of Personal Data through our Site:

     

    Device Data: Internet Protocol (IP) address, browser, operating system, unique device identifier (UDID), cookies and other data linked to a device, and data about usage of our Site. Note, however, we do not consider Device Data to be Personal Data except where we link it to you as an individual or where applicable law requires.

     

    How We Use Personal Data We Collect:

    Peter J. McBreen & Associates, Inc. is a third party administrator for various insurers located around the world. As such, if you provide us with your Personal Data, we may use it for the following purposes:

  • Purpose of Use

    Make our Site more personal, intuitive and easy to use, including preferred language.

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    Protect the security and effective functioning of our Site and information technology systems

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    Address our compliance and legal obligations and exercise our legal rights

    Categories of Personal Data

    Device Data

     

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    Device Data

     

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    Device Data

  • Disclosing Personal Data

     

    We may disclose Personal Data with the following categories of recipients:

    • Service Providers: We may share Personal Data with service providers to perform functions on our behalf and under our instructions in order to carry out the purposes identified above, such as web hosting and IT security. We require service providers to provide reasonable and appropriate security for Personal Data and to use and process such Personal Data only on our behalf.
       
    • Business Reorganization: We may share Personal Data with any corporate purchaser or prospect to the extent permitted by law as part of any merger, acquisition, sale of company assets, or transition of service to another provider, as well as in the event of insolvency, bankruptcy, or receivership in which Personal Data would be transferred as an asset of Peter J. McBreen & Associates, Inc.
       
    • Mandatory disclosures and legal rights: We share Personal Data in order to comply with any subpoena, court order or other legal process, or as otherwise required by applicable law. We also share Personal Data to establish or protect our legal rights, property, or safety, or the rights, property, or safety of others, or to defend against legal claims.

    We strive to only share information with service providers that have legally compliant security measures in place, but we do not accept liability for any security breaches suffered by third parties. If you have questions about the parties with which we share Personal Data, please contact us as specified below.
     

    Cookies
     

    We use and allow certain trusted partners to use cookies, web beacons, and similar tracking technologies (collectively, "cookies") on our Site. Cookies are small amounts of data that are stored on your browser, device, or the page you are viewing. Some cookies are deleted once you close your browser, while other cookies are retained even after you close your browser so that you can be recognized when you return to a website. More information about cookies and how they work is available at www.allaboutcookies.org.
     

    We use cookies to provide the Site and to understand usage patterns to improve our Site. Cookies on our Site are generally divided into the following categories:

    • Strictly Necessary Cookies: These are required for the operation of our Site. They include, for example, cookies that enable us to provide the Site.
       
    • Analytical Cookies: These allow us to recognize and count the number of users of our Site and understand how such users navigate through our Site. This helps to improve how our Site works, for example, by ensuring that users can find what they are looking for easily. These cookies are session cookies which are erased when you close your browser.

    What are your options if you do not want cookies?

     

    You can review your Internet browser settings, typically under the sections "Help" or "Internet Options," to exercise choices you have for certain cookies. If you disable or delete certain cookies in your Internet browser settings, you might not be able to access or use certain features of this Site.

     

    Your Rights

     

    Where required by applicable law, you may have certain rights to your Personal Data, including the right to obtain confirmation that we maintain certain Personal Data relating to you, to verify its content, origin, and accuracy, as well as the right to access, correct or amend, port, delete, object to processing, or withdraw consent to the processing of certain Personal Data (without affecting the lawfulness of processing based on consent before its withdrawal), by contacting us at pmcbreen@mcbreen.com. Please note that we need to retain certain Personal Data as required or permitted by applicable law.

  • California Privacy Rights

     

    If you are a California resident, please note the following about how we collect, use and disclose your Personal Data, which we collect directly from you, including additional rights you may have to your Personal Data:

    • CA Personal Data. Consistent with the "Collection of Personal Data" section above, we may collect certain categories of information about California residents, such as:
      • Identifiers: IP address, device ID, and information collected via Cookies;
         
      • Internet or Other Electronic Network Activity: browser and operating system.
    • Use of CA Personal Data. We may use your Personal Data for purposes described above under "How We Use Personal Data We Collect."
       
    • CA Personal Data Sold or Disclosed for Business Purposes.
      • Sharing Personal Data for Business Purposes: We may have shared the following categories of Personal Data for business purposes: Internet or other Electronic Network Activity.
         
      • Sale of Personal Data: We have not sold (as defined under CCPA) your Personal Data.
    • California Privacy Rights. As a California resident and subject to certain exceptions, you may have the right to access and/or delete your Personal Data. You also have the right to request information about the Personal Data we have "sold" or disclosed for business purposes, by contacting us at pmcbreen@mcbreen.com.

    To protect your privacy and security, we will verify your identify before responding to such a request, and may request you provide us your name and email or additional proof where necessary. You will not be penalized for exercising your rights to your Personal Data.

    • "Do Not Sell My Data." We do not sell (as defined under CCPA) your Personal Data.
       
    • Access Notice in Alternative Formats. Consumers who need assistance accessing the notice in an alternative format (e.g., by audio for the visually impaired) can do so by contacting us at pmcbreen@mcbreen.com.

  • Our Security

     

    We maintain technical and organizational measures to protect Personal Data from loss, misuse, alteration, or unintentional destruction. However, no security measure can guarantee against compromise. You also have an important role in protecting your Personal Data. If you have any reason to believe that your Personal Data has been compromised, please contact us as detailed below.

     

    Cross-Border Data Transfers

     

    We transfer Personal Data to various jurisdictions as necessary for the purposes described above, including to jurisdictions that may not provide the same level of data protection as your home country. We provide appropriate protections for cross-border transfers as required by law for international data transfers. Where required by such laws, you may request a copy of the suitable mechanisms we have in place by contacting us as detailed below.

     

    Other Issues

    1. What is the legal basis of processing?

      Some jurisdictions require an explanation of the legal basis for the collection and processing of Personal Data. We have several different legal grounds on which we collect and process Personal Data, including: (i) as necessary to perform a transaction (such as in order to provide the services you requested); (ii) as necessary to comply with a legal obligation; and (iii) as necessary for legitimate interests (such as when we act to maintain our business generally, including maintaining the safety and security of the Site).
       
    2. What are the consequences of not providing Personal Data?

      You are not required to provide all Personal Data identified in this Privacy Policy to use our Site or to interact with us offline, but certain functionality will not be available if you do not provide certain Personal Data. If you do not provide certain Personal Data, we may not be able to respond to your request, perform a transaction with you, or provide you with marketing that we believe you would find valuable.
       
    3. Do we engage in automated decision-making without human intervention?

      We do not use automated decision-making in processing your Personal Data or to offer you services or products.
       
    4. Does the Site honor do not track ("DNT") signals sent via browsers?

      Because we do not track our site users over time and across third-party websites, we do not respond to browser do-not-track signals.
       
    5. How long do we retain Personal Data?

      For Personal Data that we collect and process for other purposes described above, we typically retain such Personal Data for no longer than for the period necessary to fulfill the purposes outlined in this Privacy Policy and as otherwise needed to address our legal rights and obligations.
       
    6. Are third party websites governed by this Privacy Policy?

      This Privacy Policy does not apply to any links and references to other websites administered by unaffiliated third parties. When you click a link to visit a third party website, you will be subject to that website's privacy practices. We encourage you to familiarize yourself with the privacy and security practices of the linked third party websites before providing any Personal Data on that website.
       
    7. How does Peter J. McBreen & Associates, Inc. handle Personal Data for purposes of evaluating and adjusting an insurance claim?

      Personal Data collected for purposes of evaluating and adjusting an insurance claim are addressed separately, and are outside the scope of this Privacy Policy.
       
    8. How will we handle any changes to this Privacy Policy?

      From time to time we may update this Privacy Policy. We will prominently post any notice of changes on our website, and obtain your consent where required by law. We encourage you to periodically check back and review this policy so that you always know what information we collect, how we use it, and with whom we share it.

    Contact Us
     

    If you have questions or comments regarding this Privacy Policy or our privacy practices, please contact us at:

    Mr. Paul J. McBreen

    Peter J. McBreen & Associates, Inc.

    209 W. Jackson Boulevard, Suite 900

    Chicago, IL 60606

    Email: pmcbreen@mcbreen.com

     

    You may also have a right to lodge a complaint with a data protection supervisory authority.

     

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